Victoria Stout

President, Roseland Retirement Planning

Vicki Stout is a licensed Investment Advisor Representative and works in a fiduciary capacity, which means she is acting in the best interest of her clients. She specializes in income maximization and investment advice for pre-retirees and retirees, with a concentration in advising the underserved women’s market. Vicki holds her Series 65 license and is licensed for insurance in multiple states across the country.


After losing my husband to cancer in 2009, I quickly became aware of how little I knew about our finances. And the last thing I ever thought was that I would one day find my passion within the financial services industry!

I previously had a successful career as a Chemical Engineer, but the unexpected loss of my husband changed not only my career path but in fact, my entire life path. I suddenly found myself a single parent to my 10 year old son, Matthew. I had new responsibilities, and I realized I didn’t know enough about my finances. Honestly, at that time, I didn’t even know what I didn’t know.

I began a new career in real estate, allowing me to be more available for my son, while at the same time I worked hard to learn as much as possible about finances and investing. Things were coming together for Matthew and me as we established our new normal.

Then one day, an associate invited me to a retirement planning workshop. He talked about the importance of income planning, not just focusing on how much money I have but also on how to secure necessary retirement income. I had always kept my eye on growing my assets but had never put together a plan for how I was actually going to sustain my income and desired lifestyle in retirement.

That workshop changed my life. I knew I needed to share the information I had learned with others, and that became my passion starting on that very day. I studied, got licensed, and have been serving my community ever since. I spent countless years learning about investing and retirement planning both personally and professionally. My mission is to share what I’ve learned with others, so they don’t have to waste as much time, energy and aggravation getting to their own best plan.

In addition, given that real estate often plays a significant role when planning for retirement, I still have an active real estate practice. And so that I can focus my time on retirement planning, my real estate business partner takes the lead on the day-to-day activities related to our transactions.

My goal is to help others thoroughly understand and intelligently make use of all investment vehicles that are available to them, including those related to Income Planning and Real Estate investing, in order to create completely effective retirement plans that allow for a future that’s safe, stable, secure, and free of financial concerns.

Mary Bellofatto

Investment Advisor Representative

Mary is a licensed Investment Advisor Representative, which means she works in a fiduciary capacity, always acting in the best interest of her clients. Mary also holds a Life and Health insurance license as well as Property & Casualty license and she is licensed to do business in multiple states across the country. Mary specializes in income maximization, tax planning and investment strategies for pre-retirees and retirees, with a focus on the underserved women’s market. Having also practiced real estate Mary can assist clients with incorporating their real estate holdings into their overall portfolios.


Upon reentering the workforce post-divorce, I knew I wanted a career path that allowed me to serve others while maintaining the hours I needed in order to be present for my then, school-age daughter.

Although I was enjoying a successful career in real estate and combining professional organization with move management, the pace and some of the physical aspects were extremely demanding. I was ready for a change but really loved making a true impact for my clients, and I wanted to remain an independent business owner.

After reconnecting with a friend to discuss careers in 2013, I knew what my path needed to be. The clients I had been working with all had something in common: They had plans and goals but needed to align their dreams with their finances. That’s where I came in. What started as financial organization became my passion for guiding clients through full-fledged financial planning, and now I spend every day assisting my community in achieving ALL of their retirement goals. It is my passion to instill confidence, help provide financial security, and be the trusted professional that my clients turn to as they plan for all the challenges and rewards that retirement has to offer.

Investment Team

Tom Rozman, CFA®, CAIA®

Mr. Rozman, Chief Investment Officer, is responsible for leading the investment team for Simplicity Wealth. Prior to Simplicity, Mr. Rozman was President and Chief Investment Officer of Sawtooth Solutions. He also worked in Institutional Sales and Trading at Merrill Lynch. Mr. Rozman is a Chartered Financial Analyst®, Chartered Alternative Investment Analyst®, and is Series 65 registered. He has previously held Series 7 and 24 securities licenses. He earned an M.B.A. from the University of Chicago and a B.A from St. Olaf College.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.